Decoupled Mobile? A Look at mPayy
At Glenbrook, we’re fascinated by the topics of mobile payments (in general); the potential for new ACH applications; and the continued growth of eCommerce. So it was great to talk to Conrad Sheehan,...
View ArticleFederal Gov’t CTO Aneesh Chopra Wows NACHA Councils
I’m in Baltimore attending the NACHA Council mega-meeting. This morning Aneesh Chopra, the Federal Government’s CTO (officially, director of technology for the President’s Office of Science and...
View ArticleSame Day ACH – Parity With Checks, But What About Cards?
Erin McCune and I attended the Association for Finance Professionals conference in San Francisco on Monday and Tuesday. With 4,000 plus “practitioners” and vendors there, and a robust Payments Track,...
View ArticleACH and the Future of Electronic Payments: BAI Convenes the Ultimate ACH Panel
Glenbrook’s Erin McCune is in Orlando for BAI’s Payments Connect conference. At its Payments Connect conference BAI assembled a dream ACH panel, consisting of: Jan Estep, CEO NACHA Rich Oliver, EVP...
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Reflections on NACHA Payments 2011
Got back this morning after a whirlwind two days in Austin for NACHA Payments 2011. I was in briefings or meetings nearly the whole time, so I barely attended break outs and skipped all of the general...
View ArticleThat’s More Like It: NACHA Proposes Same Day ACH
NACHA, the ACH rule-making body that has often seemed like a rabbit among the lions, has stepped out aggressively with a request for comment on a proposed “Same Day ACH” service. As a long time admirer...
View ArticleA Look Back at Payments in 2011
As we’re winding down for the year, we wish you the best for you and your family this holiday season! At Glenbrook, we thrive on thinking about how payments are evolving and how these changes will...
View ArticleBankers to NACHA: 1978 Is Modern Enough for Us!
The NACHA membership has reportedly turned down the concept of “Same Day ACH“. This was a request for comment, put out about a year ago by NACHA staff, to — get ready for this — not move the ACH to...
View ArticleInternational Remittances: And the Good News Is…
Editors Note: Elizabeth McQuerry joined Glenbrook last week and this is her first Payments Views contribution. Her practice will focus on International payments and ACH. Welcome Elizabeth! We are...
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The Geeks Weigh In: Immediate Funds Transfers Are Happening!
Are you a payments geek? You might be interested to hear what your peers think about immediate funds transfer (IFT). The recent 2013 NACHA Payments Conference was full of interesting conversations and...
View ArticleSame Day ACH – A Step (or Lurch) Ahead
NACHA recently announced plans for a phased introduction of same-day settlement for ACH. I spoke with NACHA President and CEO Jan Estep this morning about the initiative. First of all, I congratulate...
View ArticleWalmart, ACH and the Elusive P2P Solution
Walmart’s announcement that it would offer store-to-store money transfers has a number of interesting aspects worth pondering. At a high level, this seems like a no brainer. People need to send money...
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What’s Your GPA?
As a biller or merchant, you are vitally concerned about your payments “back office”, that set of core functions involved with accepting consumer payments. Whether you are in Treasury or Technology, if...
View ArticleThe Fed Gets Some Mojo?
Faster Payments May Get Here Faster than We Thought Some of you may know that I’ve been an ardent advocate for a faster-payments infrastructure in the United States. I’ve been closely following the...
View ArticleNow What? Immediate Funds Transfer in the U.S.
The Federal Reserve’s recent announcement that it would not build a new payment rail for processing faster payments created some disappointment for many who are unsatisfied with our country’s current...
View ArticleFaster Now Faster?
Over the past few weeks I’ve had a chance to talk about the prospects for faster payments in the U.S. with representatives from both The Clearing House and the Fed. Both groups, as I’m sure you know,...
View ArticleWhat’s Next for US Payments
We’ve spent so much time the past several years obsessing about how mobile proximity payments would be deployed in the U.S. and the rest of the developed world. Now we know. This week, Apple Pay...
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Scheming and Processing – Faster
Last week’s news that MasterCard was exploring an investment or outright acquisition of VocaLink really lit up the “News” channel on our Slack system at Glenbrook. For those unfamiliar, VocaLink is a...
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Inside the Visa / PayPal Partnership
After a great deal of speculation, Visa and PayPal (or is it PayPal and Visa?) have announced a partnership where the two companies will “collaborate to accelerate the adoption of digital payments.”...
View ArticlePayments in Real Time
As the U.S. payments industry is preparing to enter another exciting phase as immediate funds transfer options come online, I’m thinking back to my interaction in the Fall of 2013 with the inquisitive...
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